{ "ok": true, "domain": "lendingclub.com", "generated_at": "2026-08-11T04:15:50-05:00", "cache": { "hit": true, "ttl": 0 }, "score": { "total": 81, "label": "Good", "categories": { "dns": 65, "mail": 90, "security": 81, "network": 65, "availability": 100 }, "category_weights": { "dns": 25, "mail": 20, "security": 25, "network": 10, "availability": 20 }, "items": [ { "category": "dns", "title": "IPv4 (A)", "max_points": 30, "earned_points": 30, "lost_points": 0, "detail": "4 IPv4 address(es) detected." }, { "category": "dns", "title": "IPv6 (AAAA)", "max_points": 10, "earned_points": 0, "lost_points": 10, "detail": "0 IPv6 address(es) detected." }, { "category": "dns", "title": "Name server redundancy", "max_points": 20, "earned_points": 20, "lost_points": 0, "detail": "4 NS record(s); 2 or more required." }, { "category": "dns", "title": "SOA record", "max_points": 10, "earned_points": 10, "lost_points": 0, "detail": "Authoritative zone record." }, { "category": "dns", "title": "DNSSEC chain", "max_points": 15, "earned_points": 0, "lost_points": 15, "detail": "Both DS and DNSKEY are required." }, { "category": "dns", "title": "CAA policy", "max_points": 5, "earned_points": 5, "lost_points": 0, "detail": "Certificate authority restriction." }, { "category": "dns", "title": "DNS propagation", "max_points": 10, "earned_points": 0, "lost_points": 10, "detail": "Agreement between public resolvers." }, { "category": "mail", "title": "MX records", "max_points": 20, "earned_points": 20, "lost_points": 0, "detail": "2 MX record(s)." }, { "category": "mail", "title": "SPF", "max_points": 25, "earned_points": 25, "lost_points": 0, "detail": "SPF policy published." }, { "category": "mail", "title": "DMARC", "max_points": 25, "earned_points": 25, "lost_points": 0, "detail": "DMARC policy published." }, { "category": "mail", "title": "DKIM", "max_points": 20, "earned_points": 20, "lost_points": 0, "detail": "A DKIM selector was verified." }, { "category": "mail", "title": "MTA-STS", "max_points": 5, "earned_points": 0, "lost_points": 5, "detail": "Mail transport policy." }, { "category": "mail", "title": "TLS-RPT", "max_points": 5, "earned_points": 0, "lost_points": 5, "detail": "TLS reporting policy." }, { "category": "security", "title": "Valid TLS certificate", "max_points": 55, "earned_points": 55, "lost_points": 0, "detail": "86 day(s) remaining." }, { "category": "security", "title": "Certificate lifetime", "max_points": 10, "earned_points": 10, "lost_points": 0, "detail": "Full points require at least 30 days remaining." }, { "category": "security", "title": "HTTP security headers", "max_points": 35, "earned_points": 16, "lost_points": 19, "detail": "4 of 9 evaluated headers detected." }, { "category": "network", "title": "PTR reverse DNS", "max_points": 30, "earned_points": 30, "lost_points": 0, "detail": "PTR: server-18-172-134-103.ord56.r.cloudfront.net" }, { "category": "network", "title": "IPv4 diversity", "max_points": 35, "earned_points": 35, "lost_points": 0, "detail": "Two or more IPv4 addresses receive full points." }, { "category": "network", "title": "IPv6 connectivity", "max_points": 35, "earned_points": 0, "lost_points": 35, "detail": "AAAA availability." }, { "category": "availability", "title": "DNS resolution", "max_points": 40, "earned_points": 40, "lost_points": 0, "detail": "At least one address family must resolve." }, { "category": "availability", "title": "HTTP response", "max_points": 40, "earned_points": 40, "lost_points": 0, "detail": "HTTP/2 200 " }, { "category": "availability", "title": "HTTPS final URL", "max_points": 20, "earned_points": 20, "lost_points": 0, "detail": "Final URL uses HTTPS." } ], "methodology": "Each category is normalized to 100. The total is the weighted sum: DNS 25%, Email 20%, Security 25%, Network 10%, Availability 20%.", "diagnostics": [ { "level": "ok", "title": "IPv4 (A)", "detail": "4 IPv4 address(es) detected.", "category": "dns", "max_points": 30, "earned_points": 30, "lost_points": 0 }, { "level": "error", "title": "IPv6 (AAAA)", "detail": "0 IPv6 address(es) detected.", "category": "dns", "max_points": 10, "earned_points": 0, "lost_points": 10 }, { "level": "ok", "title": "Name server redundancy", "detail": "4 NS record(s); 2 or more required.", "category": "dns", "max_points": 20, "earned_points": 20, "lost_points": 0 }, { "level": "ok", "title": "SOA record", "detail": "Authoritative zone record.", "category": "dns", "max_points": 10, "earned_points": 10, "lost_points": 0 }, { "level": "error", "title": "DNSSEC chain", "detail": "Both DS and DNSKEY are required.", "category": "dns", "max_points": 15, "earned_points": 0, "lost_points": 15 }, { "level": "ok", "title": "CAA policy", "detail": "Certificate authority restriction.", "category": "dns", "max_points": 5, "earned_points": 5, "lost_points": 0 }, { "level": "error", "title": "DNS propagation", "detail": "Agreement between public resolvers.", "category": "dns", "max_points": 10, "earned_points": 0, "lost_points": 10 }, { "level": "ok", "title": "MX records", "detail": "2 MX record(s).", "category": "mail", "max_points": 20, "earned_points": 20, "lost_points": 0 }, { "level": "ok", "title": "SPF", "detail": "SPF policy published.", "category": "mail", "max_points": 25, "earned_points": 25, "lost_points": 0 }, { "level": "ok", "title": "DMARC", "detail": "DMARC policy published.", "category": "mail", "max_points": 25, "earned_points": 25, "lost_points": 0 }, { "level": "ok", "title": "DKIM", "detail": "A DKIM selector was verified.", "category": "mail", "max_points": 20, "earned_points": 20, "lost_points": 0 }, { "level": "error", "title": "MTA-STS", "detail": "Mail transport policy.", "category": "mail", "max_points": 5, "earned_points": 0, "lost_points": 5 }, { "level": "error", "title": "TLS-RPT", "detail": "TLS reporting policy.", "category": "mail", "max_points": 5, "earned_points": 0, "lost_points": 5 }, { "level": "ok", "title": "Valid TLS certificate", "detail": "86 day(s) remaining.", "category": "security", "max_points": 55, "earned_points": 55, "lost_points": 0 }, { "level": "ok", "title": "Certificate lifetime", "detail": "Full points require at least 30 days remaining.", "category": "security", "max_points": 10, "earned_points": 10, "lost_points": 0 }, { "level": "warning", "title": "HTTP security headers", "detail": "4 of 9 evaluated headers detected.", "category": "security", "max_points": 35, "earned_points": 16, "lost_points": 19 }, { "level": "ok", "title": "PTR reverse DNS", "detail": "PTR: server-18-172-134-103.ord56.r.cloudfront.net", "category": "network", "max_points": 30, "earned_points": 30, "lost_points": 0 }, { "level": "ok", "title": "IPv4 diversity", "detail": "Two or more IPv4 addresses receive full points.", "category": "network", "max_points": 35, "earned_points": 35, "lost_points": 0 }, { "level": "error", "title": "IPv6 connectivity", "detail": "AAAA availability.", "category": "network", "max_points": 35, "earned_points": 0, "lost_points": 35 }, { "level": "ok", "title": "DNS resolution", "detail": "At least one address family must resolve.", "category": "availability", "max_points": 40, "earned_points": 40, "lost_points": 0 }, { "level": "ok", "title": "HTTP response", "detail": "HTTP/2 200 ", "category": "availability", "max_points": 40, "earned_points": 40, "lost_points": 0 }, { "level": "ok", "title": "HTTPS final URL", "detail": "Final URL uses HTTPS.", "category": "availability", "max_points": 20, "earned_points": 20, "lost_points": 0 } ] }, "dns": { "records": { "A": [ "18.172.134.103", "18.172.134.34", "18.172.134.11", "18.172.134.87" ], "AAAA": [], "CNAME": [], "MX": [ "10 mxb-001f7f01.gslb.pphosted.com.", "10 mxa-001f7f01.gslb.pphosted.com." ], "TXT": [ "\"jamf-site-verification=FlVE0kEAk-vu8_mtyHY_EA\"", "\"facebook-domain-verification=rc9p3xqrlq1go5vlg41147gyrbmduw\"", "\"SFMC-lLa4AmP7xINlsoKvKQgOD4LJlsRa5EJfVXtAZAAf\"", "\"google-site-verification=1R2WOrdrLc_ZJONUJLSBbe_6Pu4UDpCw3Jy45dVWVDI\"", "\"anthropic-domain-verification-4erkan=GzN4KqteN7hUeI470oDYtu879\"", "\"liveramp-site-verification=cwcOXEivWdZModwkDX13nv2D0tOQ6viOJcMBWM9hn1M\"", "\"bw=7qJYdra3qXOFYjcfwjDMFNtxDqzJLFX4JGMje9aXu8eT\"", "\"ciscocidomainverification=5775342b423e2c9b6cc11975d9bf5b8a5cad0bfc88bd9a945b6a04e51a24404f\"", "\"asv=2b6a863242a508d001f42ccceebb28ac\"", "\"wiz-domain-verification=2c6b4438eee63aa7a83fc0155c029b4f93a1f551339696b60e93170f43d4ddea\"", "\"docusign=b01d1768-ef36-454e-9827-27e9fc4790b3\"", "\"adobe-idp-site-verification=ec7effc4-3388-4393-9400-e0c603876578\"", "\"google-site-verification=70H3vVP1bjWbuThRxmMyJJIcVuXmMG70FrEqWwnw9AM\"", "\"apple-domain-verification=jpRnNWtQn8Kizpaz\"", "\"atlassian-domain-verification=uQij3oebHIhHU8LvnOQE2Wj6bl3brIRTj1nFdZGXKD5KNj3pXJUdXkQ2b0NfL6mT\"", "\"cloudhealth=cdd69802-ee87-42cc-a042-17df01b0f610\"", "\"onetrust-domain-verification=b3f4ce366fb0482badcc5c2cd80f85a5\"", "\"google-site-verification=3Ei6AqM25fjGMyV6e-ClD4kUH4O9dX-GC3bYsH48vvY\"", "\"v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com include:mail.zendesk.com ~all\"", "\"IAe3GlHwD6yOAbsMAr8vlc0jei3YqZuTdudhtKAgF0E=\"", "\"openai-domain-verification=dv-0Shh2TLJHZ2jzlInex7dFBri\"" ], "NS": [ "ns-1275.awsdns-31.org.", "ns-1979.awsdns-55.co.uk.", "ns-798.awsdns-35.net.", "ns-491.awsdns-61.com." ], "SOA": [ "ns-798.awsdns-35.net. awsdns-hostmaster.amazon.com. 1 7200 900 1209600 86400" ], "CAA": [ "0 issuewild \"digicert.com\"", "0 issuewild \"amazon.com\"", "0 issue \"amazon.com\"", "0 issue \"digicert.com\"" ], "DS": [], "DNSKEY": [], "RRSIG": [], "NSEC": [], "NSEC3": [], "SRV": [], "NAPTR": [], "TLSA": [], "SSHFP": [] }, "ipv4": [ "18.172.134.103", "18.172.134.34", "18.172.134.11", "18.172.134.87" ], "ipv6": [] }, "mail": { "spf": "v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com include:mail.zendesk.com ~all", "dmarc": "v=DMARC1; p=reject; fo=1; rua=mailto:dmarc_rua@emaildefense.proofpoint.com,mailto:dmarc_agg@valigov.email; ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com", "dkim_selector": "default", "dkim_host": "default._domainkey.lendingclub.com", "dkim": "v=DKIM1; k=rsa; t=y; p=MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQDBi2b9HvoGhL5BJTbaxiF8hgaHmqfKEe3gPluQaBkI+K1DGx49dSiUhZehqumpAAKuovyjujUKqL5Cg7OGEFIs+a1WnFW8jbvdW5IPpgkG2h7ir8RbOwosz9YtopTS0sxChihP3UyVbykIQIV0ml99LvEcwm8B+S/GSPb9eOTqgQIDAQAB", "spf_analysis": { "valid": true, "lookups": 2, "final": "~all", "message": "Within the estimated limit" }, "dmarc_analysis": { "valid": true, "policy": "reject" }, "bimi": "", "mta_sts": "", "tls_rpt": "" }, "advanced": { "ptr": "server-18-172-134-103.ord56.r.cloudfront.net", "propagation": { "consistent": false, "results": [ { "provider": "Google", "server": "8.8.8.8", "result": [ "54.192.100.107", "54.192.100.110", "54.192.100.118", "54.192.100.67" ], "time_ms": 116.81 }, { "provider": "Cloudflare", "server": "1.1.1.1", "result": [ "18.172.134.103", "18.172.134.11", "18.172.134.34", "18.172.134.87" ], "time_ms": 56.04 }, { "provider": "Quad9", "server": "9.9.9.9", "result": [ "54.192.100.107", "54.192.100.110", "54.192.100.118", "54.192.100.67" ], "time_ms": 77.04 }, { "provider": "OpenDNS", "server": "208.67.222.222", "result": [ "54.192.100.107", "54.192.100.110", "54.192.100.118", "54.192.100.67" ], "time_ms": 81.14 }, { "provider": "AdGuard", "server": "94.140.14.14", "result": [ "54.192.100.107", "54.192.100.110", "54.192.100.118", "54.192.100.67" ], "time_ms": 127.51 } ] } }, "ssl": { "available": true, "issuer": "Amazon", "subject": "lendingclub.com", "valid_from": "2025-10-07T19:00:00-05:00", "valid_to": "2026-11-05T17:59:59-06:00", "days_remaining": 86, "san": [ "lendingclub.com" ], "protocol": "TLSv1.3", "cipher": "TLS_AES_128_GCM_SHA256" }, "http": { "url": "https://www.happen.com/?b=f8edc430-9edf-476e-94f7-8bb96340add5", "status": "HTTP/2 200 ", "http_version": "3", "headers": { "content-length": "0", "location": "https://www.happen.com/?b=f8edc430-9edf-476e-94f7-8bb96340add5", "date": "Tue, 11 Aug 2026 09:15:48 GMT", "server": "AmazonS3", "x-cache": "Hit from cloudfront", "via": "1.1 2f51a381830e231f6bc2b46fda74f69e.cloudfront.net (CloudFront)", "x-amz-cf-pop": "ORD56-P7", "x-amz-cf-id": "-XeFb7nU_dju1QwN5xSoDl7SjYNHWiz9JusVCxgzTcTK_dhYwEHUlw==", "age": "1114", "content-type": "text/html; charset=utf-8", "expires": "Tue, 11 Aug 2026 09:15:48 GMT", "cache-control": "max-age=0, no-cache, no-store", "pragma": "no-cache", "set-cookie": "bm_sz=A0C7070DB4F77ED240B1B619D547E302~YAAQNHFAFzLSJeqfAQAAbU0b8AAD6tKFHKOeWKZY29H6AmrSALqWTq22+SFkApMuDd+zGgeF8zu8aUM71/dQzxpLWqQ3dTxaimz1ia0d1GYUMVI505oy9MNE4sX74WXftu56ucYnGZmih9KY85WF6+DWEEnxL/elyl7DSb/nT+xD2ydB0anSFZRwioZ3M2J36VgVHxYKquLYzt505mb12zGKYNtyakJOaqh4+uDZIR6ZOUjEwEgYu3F4EjYYl1RPnhSPfdxDmUoXBE1Ec3ktNcNvF2r2C/wfenzhoWIPlN7oB2ZhCV62+BurQ7vcZXeOvuWJKzy+PlCH0kzfRLGNZVUgEMFFumY9SvrlrI+E22IY+wVzrq5Fy+Y=~3684660~3616837; Domain=.happen.com; Path=/; Expires=Tue, 11 Aug 2026 13:15:48 GMT; Max-Age=14400", "strict-transport-security": "max-age=31536000; includeSubDomains", "x-frame-options": "SAMEORIGIN", "x-xss-protection": "1; mode=block", "referrer-policy": "strict-origin-when-cross-origin", "content-security-policy": "default-src 'self' *.lendingcloud.us radiusbank.widget.custhelp.com *.lendingclub.com lendingclub.com; script-src 'unsafe-inline' 'unsafe-eval' 'self' *.lendingclub.com lendingclub.com bam.nr-data.net t.a3cloud.net cdn.plaid.com *.lendingcloud.us *.rightnowtech.com cdn.evgnet.com cdn.prod.us.five9.net *.rnengage.com embed.signalintent.com cdn.jsdelivr.net cdn.segment.com *.qualtrics.com *.akamaihd.net *.bing.com *.adsrvr.org *.heapanalytics.com *.hotjar.com *.facebook.net *.googletagmanager.com *.evergage.com *.googleadservices.com *.tiqcdn.com *.doubleclick.net *.google-analytics.com analytics.google.com *.custhelp.com *.five9.net *.pinimg.com *.mantl.com my.tealiumiq.com connect.facebook.net bat.bing.com heapanalytics.com mpsnare.iesnare.com rts.persado.com cdn.persa.do cdn.persado.com *.trustpilot.com https://launchpad-wrapper.privacymanager.io https://launchpad.privacymanager.io https://di.rlcdn.com https://api-ingest-console.liveramp.com *.privacymanager.io *.rlcdn.com https://ee.channels.ocs.oraclecloud.com/re/25.10.0/dist/re.js https://es.channels.ocs.oraclecloud.com/v/25.10.0/dist/host.js js-agent.newrelic.com *.googletagmanager.com/ *.googleadservices.com/pagead/conversion_async.js *.googleadservices.com/pagead/conversion/ s.pinimg.com tags.tiqcdn.com www.google-analytics.com/analytics.js s3.amazonaws.com/static.lendingclub.com/ www.google.com/pagead/* googleads.g.doubleclick.net/pagead/viewthroughconversion/ *.tlcinternal.com lendingclub.us-4.evergage.com cdn.evergage.com static-internal.lendingcloud.us cdn.prod.us.five9.net/static/stable/chat/ api.smooch.io https://bat.bing.com/bat.js js.adsrvr.org t.contentsquare.net app.contentsquare.com https://assets.tvscipixel.com/tvscientific-pix-o-60a67610-61e4-4d12-9319-c98e7cda7e3b.js https://www.redditstatic.com/ads/pixel.js api.datasteam.io cdn.datasteam.io; connect-src 'self' *.auryc.com bank.lendingclub.com radiusbank.widget.custhelp.com *.rightnowtech.com *.rnengage.com signal-intent-production-back.herokuapp.com cdn.segment.com api.segment.io calc-backend-prod.herokuapp.com *.bing.com *.hotjar.com *.google-analytics.com analytics.google.com *.hotjar.io *.akamaihd.net *.doubleclick.net *.evergage.com wss://*.hotjar.com *.google.com cdn.mantl.com *.ctfassets.net static.lendingclub.com js-agent.newrelic.com bam.nr-data.net ct.pinterest.com *.lendingcloud.us:8200 www.facebook.com www.google-analytics.com stats.g.doubleclick.net heapanalytics.com lendingclub.us-4.evergage.com cdn.evergage.com collect.tealiumiq.com/lendingclub/ cdn.prod.us.five9.net *.config.smooch.io api.smooch.io wss://api.smooch.io https://app.five9.com/appsvcs/rs/svc/orgs/-1/chatoffers/Lending%20Club https://app.five9.com/appsvcs/rs/svc/orgs/estimatedwaittime/ https://app.five9.com/appsvcs/rs/svc/orgs/253401/chatoffers/savehistory/Lending%20Club https://bat.bing.com *.contentsquare.net https://di.rlcdn.com https://api-ingest-console.liveramp.com *.privacymanager.io *.rlcdn.com https://c.us.heap-api.com https://www.googleadservices.com https://googleads.g.doubleclick.net https://www.google.com https://assets.tvscipixel.com/tvscientific-pix-o-60a67610-61e4-4d12-9319-c98e7c-da7e3b.js https://tvspix.com *.reddit.com fid.agkn.com; frame-src 'self' cdn.plaid.com *.vimeo.com vimeo.com *.adsrvr.org *.youtube.com *.doubleclick.net *.lendingcloud.us *.tlcinternal.com *.trustpilot.com https://www.googletagmanager.com/ https://vbcs-jna-vb-axieqidfm9ws.builder.us-ashburn-1.ocp.oraclecloud.com bid.g.doubleclick.net 10739122.fls.doubleclick.net cdn.prod.us.five9.net td.doubleclick.net 11179521.fls.doubleclick.net insight.adsrvr.org/; font-src 'self' *.auryc.com heapanalytics.com radiusbank.widget.custhelp.com embed.signalintent.com *.lendingclub.com data: cdn.int2.us.five9nonprod.net/static/stable/chat/fivn/ lendingclub.us-4.evergage.com cdn.evergage.com; img-src heapanalytics.com radiusbank.widget.custhelp.com *.rightnowtech.com * data: *.contentsquare.net; style-src 'unsafe-inline' 'self' heapanalytics.com radiusbank.widget.custhelp.com *.rightnowtech.com embed.signalintent.com *.trustpilot.com cdn.prod.us.five9.net/static/stable/chat/fivn/ https://cdn.prod.us.five9.net/static/stable/chat/proactive/css/proactive.css lendingclub.us-4.evergage.com cdn.evergage.com; report-uri /api/site/csp/report /site/csp/report; object-src *.vimeo.com vimeo.com youtube.com *.youtube.com 'self'; worker-src blob:; media-src radiusbank.widget.custhelp.com *.rightnowtech.com * data: 'self' cdn.prod.us.five9.net/static/stable/chat/fivn/ lendingclub.us-4.evergage.com cdn.evergage.com;", "csrftoken": "m6BJRc39-8Fv9dEq0IENzIC-3Hvmi7CAg04k", "x-powered-by": "Next.js", "etag": "\"eyav7na14z5sek\"" }, "security_checks": { "strict-transport-security": true, "content-security-policy": true, "x-content-type-options": false, "x-frame-options": true, "referrer-policy": true, "permissions-policy": false, "cross-origin-opener-policy": false, "cross-origin-embedder-policy": false, "cross-origin-resource-policy": false }, "server": "AmazonS3", "powered_by": "Next.js" }, "webpage": { "url": "https://www.happen.com/?b=5778cb38-fd47-4a51-9604-8eec4677eee6", "title": "Happen Bank, formerly LendingClub | Personal Loans & Banking", "description": "Banking that clears the way. Personal loans, debt consolidation, home improvement loans, high-yield savings & CDs. Happen Bank, formerly LendingClub.", "success": true, "error": "", "status": 200 }, "network": { "18.172.134.103": { "success": false, "country": "", "region": "", "city": "", "asn": "", "organization": "", "isp": "" }, "18.172.134.34": { "success": true, "country": "United States", "country_code": "US", "region": "Illinois", "city": "Chicago", "latitude": 41.8833426, "longitude": -87.6324404, "asn": 16509, "organization": "Amazon.com, Inc.", "isp": "Amazon.com, Inc.", "timezone": "America/Chicago" }, "18.172.134.11": { "success": false, "country": "", "region": "", "city": "", "asn": "", "organization": "", "isp": "" }, "18.172.134.87": { "success": false, "country": "", "region": "", "city": "", "asn": "", "organization": "", "isp": "" } }, "smtp": { "host": "mxb-001f7f01.gslb.pphosted.com", "ports": [ { "port": 25, "open": false, "time_ms": 28.9, "banner": "", "error": "Connection refused" }, { "port": 465, "open": false, "time_ms": 22.1, "banner": "", "error": "Connection refused" }, { "port": 587, "open": false, "time_ms": 90.1, "banner": "", "error": "Connection refused" } ] }, "visitor": { "ip": "216.73.217.62", "reverse": "", "country": "", "country_code": "", "region": "", "city": "", "latitude": null, "longitude": null, "isp": "", "organization": "", "asn": "", "timezone": "", "browser": "Other", "os": "Other", "language": "", "user_agent": "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)", "is_bot": true, "cloudflare": false }, "analysis_time_ms": 114.5 }